Government support

Government schemes for startups & MSMEs

Grants, collateral-free loans, subsidies and tax benefits from the Centre and states — with eligibility, documents and step-by-step application help.

12 schemes11 central1 state12 open now
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12 schemes
SISFSOngoing

Startup India Seed Fund Scheme

Department for Promotion of Industry and Internal Trade (DPIIT)

Early-stage funding for proof of concept, prototype development, product trials, market entry and commercialisation — routed through selected incubators.

Grant / seed fundingUp to ₹20 lakh grant + up to ₹50 lakh debt Details
PMMYOngoing

Pradhan Mantri Mudra Yojana

Ministry of Finance

Collateral-free loans for non-farm micro and small enterprises through banks, NBFCs and MFIs under the Shishu, Kishore, Tarun and Tarun Plus categories.

LoanLoans up to ₹20 lakh (Tarun Plus) Details
PMEGPOngoing

Prime Minister's Employment Generation Programme

Ministry of MSME (implemented by KVIC)

Credit-linked subsidy for setting up new micro-enterprises in manufacturing and service sectors, with higher subsidy for special categories and rural areas.

Subsidy15–35% subsidy on project cost Details
Ongoing

Stand-Up India

Department of Financial Services, Ministry of Finance

Bank loans between ₹10 lakh and ₹1 crore for at least one SC/ST borrower and one woman borrower per bank branch to set up a greenfield enterprise.

LoanLoans from ₹10 lakh to ₹1 crore Details
80-IACOngoing

Tax Exemption for Startups (Section 80-IAC)

DPIIT & Central Board of Direct Taxes

Eligible DPIIT-recognised startups can claim a deduction of 100% of profits for any 3 consecutive years out of their first 10 years.

Tax benefit100% income-tax holiday for 3 years Details
FFSOngoing

Fund of Funds for Startups

DPIIT (managed by SIDBI)

A ₹10,000 crore fund that invests in SEBI-registered Alternative Investment Funds, which in turn invest equity in Indian startups.

Equity / fund of fundsEquity via SEBI-registered AIFs Details
CGSSOngoing

Credit Guarantee Scheme for Startups

DPIIT (operated by NCGTC)

Guarantee cover on loans given by banks, NBFCs and venture debt funds to DPIIT-recognised startups, so founders can borrow without collateral.

Credit guaranteeCollateral-free loans for DPIIT startups Details
BIGOngoing

Biotechnology Ignition Grant

BIRAC, Department of Biotechnology

Early-stage grant for biotech startups and entrepreneurs to establish proof of concept for scalable, high-impact ideas.

Grant / seed fundingUp to ₹50 lakh grant Details
ElevateOngoing

Karnataka Elevate (Idea2PoC)

Karnataka Innovation and Technology Society (KITS) · Karnataka

Karnataka's flagship grant programme for innovative startups registered in the state to build proofs of concept and launch products.

Grant / seed fundingGrant-in-aid up to ₹50 lakh Details
Scheme rules, limits and deadlines are set by the government and change from time to time. Always confirm on the official website before applying — we are not a government agency.