Overview
Guarantee cover on loans given by banks, NBFCs and venture debt funds to DPIIT-recognised startups, so founders can borrow without collateral.
Why it matters for founders
Use this scheme together with other Startup India and MSME benefits. Our community experts can help you prepare documents and a strong application.
Key benefits
Transaction-based and umbrella guarantee cover for startup loans
Covers term loans, working capital and venture debt
Limits per borrower are notified by the government — check the official site
Eligibility
- DPIIT-recognised startup
- Stable revenue stream (audited monthly statements for 12 months) and not in default
- Loan from a member institution registered with NCGTC
How to apply
- 1
Approach a member bank, NBFC or venture debt fund
- 2
The lender sanctions the loan on merit and applies to NCGTC for guarantee cover
Documents required
- DPIIT recognition certificate
- Audited financials
- Bank statements for 12 months
Frequently asked questions
Who can apply for Credit Guarantee Scheme for Startups?
Where do I apply?
Is the information on this page official?
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