Government schemes for startups & MSMEs

Grants, collateral-free loans, subsidies and tax benefits from the Centre and states — with eligibility, documents and step-by-step application help.

12 schemes11 central1 state12 open now

Not sure where to start? Answer 5 quick questions and see the schemes you're most likely eligible for. Find my schemes

All Funding & grants 4 Loans & credit 3 Tax benefits 1 Incubation & mentoring 2 Women & SC/ST entrepreneurs 1 Sector-specific 1

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3 schemes

PMMYOngoing

Pradhan Mantri Mudra Yojana

Ministry of Finance

Collateral-free loans for non-farm micro and small enterprises through banks, NBFCs and MFIs under the Shishu, Kishore, Tarun and Tarun Plus categories.

LoanLoans up to ₹20 lakh (Tarun Plus) Details

CGTMSEOngoing

Credit Guarantee Fund Trust for Micro and Small Enterprises

Ministry of MSME & SIDBI

Guarantee cover to banks so micro and small enterprises can get term loans and working capital without collateral or third-party guarantee.

Credit guaranteeCollateral-free loans with up to 85% guarantee cover Details

CGSSOngoing

Credit Guarantee Scheme for Startups

DPIIT (operated by NCGTC)

Guarantee cover on loans given by banks, NBFCs and venture debt funds to DPIIT-recognised startups, so founders can borrow without collateral.

Credit guaranteeCollateral-free loans for DPIIT startups Details

Scheme rules, limits and deadlines are set by the government and change from time to time. Always confirm on the official website before applying — we are not a government agency.